Summarize what Marley’s ghost tells Scrooge about the afterlife. Scrooge responds, “‘But you were always a good man of business, Jacob.’”...

Marley's ghost tells Scrooge what the last seven years since his death have been like.  He is in a state of constant remorse because of how he lived his life on earth.  Marley has no peace as he wanders around the same area, never staying still.  Regretful, Marley tells Scrooge that he never rests and is always moving, as if in circles.  Scrooge begins to think of his own life, which is similar to how Marley lived his own when he was alive.  He speaks to Marley, as if reasoning with him, "But you were always a good man of business, Jacob."  Marley goes on and tells Scrooge that he lived his life with his eyes downcast, never seeing the suffering around him.  He then tells Scrooge that it is not too late.  He warns him that he needs to change his life.